THE BADGER BULLETIN

Welcome to The Badger Bulletin, helping you get funded for your next loan.

What’s in The Bulletin this week Badger?

Contents:

1. FREE Download! WEEK 3 - Fill Out Your Loan Form & Get Funded

   It helps, so we’re leaving it there for another week. Use it.

2. Scammers gonna scam! FCA Scammer List w/e June 20th 2025

   This week’s scammers to watch out for. Don’t get caught out

3.  Video - A Badger Productions Youtube Short

4. Hints, Tips & Hacks - More helpful hints to get you funded

FCA Scammer List For W/E 13/06/25

The Financial Conduct Authority keeps an updated list of all the licensed firms in the UK called the Register. They also keep a list of firms known to them who are trying to scam you and the link for that is above titled FCA Warning List. Clone firms are people or companies who look like genuine, authorised firms but in reality are unauthorised scammers pretending to be the real deal. Badger Loans have had experience of people trying to do this to our customers. You can read about that here.

SCAM BUSTER – w/e 20th June

These firms are all on the FCA Warning List. Avoid like the plague.

Clone and Impersonator Loan Firms

The firms below are pretending to be real, FCA-authorised firms but they’re not. No new dodgy loan firms again this week but plenty of crypto and forex to steer clear of! Definitely the scammers choice of market these days.

• Berkshire Wealth UK

• Lenders Care (Clone)

• LendersList.co.uk

• Focus Finance & Marketing

• Super Loan Ltd/ Purple Loan (Clone)

  
  Every firm here is listed on the official FCA Warning List — double-check before you hand over any information and NEVER hand over upfront fees. For ANY reason. If you're unsure, drop us a line at [email protected]

 Need a little extra help this month?

Hints, Tips & Hacks for Credit Repair

🔧 6 Smart Credit Repair Tips You Actually Haven’t Heard Before

1. Challenge Outdated Financial Associations on Your Credit Report
If you're listed as financially linked to an ex-partner, flatmate or old joint account holder, it can drag your score down. Even if you haven't been connected to them for years. Ask all three UK credit reference agencies (Experian, Equifax, and TransUnion) to remove these outdated financial associations by submitting a “Notice of Disassociation.”

2. Switch from Direct Debit to Manual Payments for a Short-Term Boost
Lenders like seeing active money management. Instead of letting direct debits tick along, try switching to manual payments for a couple of months and make them a few days early. It shows you’re engaged and organised. This can positively affect internal scoring models, especially with banks you’re already using.

3. Remove Old 'Settled' Defaults if They’re Past 6 Years. Even if They Show as Satisfied
Some “settled” accounts will still appear even after the 6-year mark, especially if updates were logged late. It’s worth checking with each credit agency and requesting removal if the six years are genuinely up. Don’t assume it happens automatically, it often doesn’t.

4. Get a Certificate of Satisfaction for County Court Judgments (CCJs)
Paid off a CCJ? Ask the court for a Certificate of Satisfaction (£15 fee at time of writing). Once done, send it to the credit agencies. It won’t remove the CCJ, but it marks it as satisfied which is much better than leaving it as unpaid. Lenders do notice the difference.

6. Add a Landline Number to Your Credit File
Most lenders still associate landlines with stability. Adding a working BT (or similar) landline to your main address via electoral roll updates or bank accounts can help signal permanence. Especially if old-school credit scoring models are still in play. An internet phone also does the trick as long as there’s a normal BT prefix like 0207/ 01803/ 01278 etc.

7. Freeze Dormant Accounts to Prevent Unauthorised Use or Data Breach Impact
Got an old credit card or store account you never use? Don’t just leave it hanging. Contact the provider and ask for it to be “frozen” instead of closed. It keeps the age of the account contributing positively to your score, but removes risk of it being used or flagged in a fraud scenario.

Struggling for money!?

Badger Loans has your back.

We’re more than just a credit broker—we help repair your credit score for FREE while giving you access to some of the best bad credit loan deals in the UK. The whole point of this newsletter is to help you, the prospective loan applicant, get funded. Far too many people get knocked back in this industry and it’s so often for simple things they could easily have done something about. That’s where we come in. If, by reading something here that either changes a behaviour or gives a tip you didn’t know which results in you getting access to money you otherwise wouldn’t have - we’ve done our job.

With our seamless process, you can:

• Get instant approvals on loans

• Enjoy same day payouts (or sometimes quicker!) directly to your account

• Sell your Gold Silver or Jewellery with our Bully Badger bullion service

• About to inherit? Probate underway? See our Probate & Estate Loans

• Get a Home Improvement Loan without using your home as security.

Why wait? Take control of your finances today:

That’s all for this week folks!

That's it from Badger Loans for this week. We hope you enjoyed the read, had a chuckle and most importantly, learnt something new.

Looking for a loan?

📢 Want to keep getting this newsletter? Stick around for next week’s issue, where we’ll give you more ways to get funded. Plus, more tips to get your credit score flying and a hard focus on one of those horrible scammers.

See you next week,
Badger Loans