THE BADGER BULLETIN

Welcome to The Badger Bulletin, helping you get funded for your next loan.

What’s in The Bulletin this week Badger?

Contents:

1. FREE Download! How To Fill Out Your Loan Form & Get Funded

2. Scammers gonna scam! FCA Scammer List Wk1 June 2025

3.  Scammer Spotlight for Week 1 June 2025

4. Hints, Tips & Hacks - It’s Pub Quiz time! Get those drinks in now!

5.  Video - ‘When You’re Too Old For Birthday Cash’

6.  Blog Post: The Rise of ‘Too-Good-To-Miss’ Loan Scams

   Need some extra help this month?

   Apply Now

   Make sure you don’t get scammed! Each week the Badger Bulletin will be publishing the FCA Warning List of firms trying to scam you. Want to see the full list? Here’s a link: FCA Warning List

FCA Scammer List For W/E 06/06/25

The Financial Conduct Authority keeps an updated list of all the licensed firms in the UK called the Register. They also keep a list of firms known to them who are trying to scam you and the link for that is above titled FCA Warning List. Each week Badger Loans will publish the latest list of unauthorised scam firms and what are known as ‘Clone’ firms. Clone firms are people or companies who look like genuine, authorised firms but in reality are unauthorised scammers pretending to be the real deal. Badger Loans have had experience of people trying to do this to our customers. You can read about that here.

🚨 SCAM BUSTER – w/e 6th June FCA scam List

These firms are all on the FCA Warning List. Avoid them like the plague.

Clone and Impersonator Loan Firms

This motley crew are pretending to be real, FCA-authorised firms but they’re nothing of the sort. No new dodgy loan firms this week but plenty of crypto and forex! We won’t usually publish crypto scammers but today we make an exception!

• Fraud Guard Agency
  A laughable name considering they’re the ones committing the fraud. No authorisation, no morals, no shame and no refund.

• Lenders Care (Clone)
  Claiming to be a caring lender but the reality is they care only about your bank details. The real Lenders Care is not lending at present.

• LendersList.co.uk
  Sounds helpful, right? In truth, it’s a front for unauthorised loan dealings. No FCA licence and definitely not your friend. They have disappeared.

• Focus Finance & Marketing
  More scam than strategy. They appear to offer financial solutions but deliver nothing but risk. Stay well clear. Possible catalogue/club fraud.

• London Investment Bank (Clone)

• Super Loan Ltd/ Purple Loan (Clone)

  The genuine Purple Loan have ceased trading unsecured loans for the time being.

• Copy and Paste Systems

  A perfect example of if it sounds too good to be true then it always is. See below for more on these types of scams. This is a crypto/forex scam but so convincing we would likely have fallen for it a few years ago. Not now though…

The One-Man Bands of Scam Sites

These all appear to be linked. They’ve got very similar branding and near-identical site layouts. They are most likely operated by the same group. If you come across any of these, run. If you can’t run, head in the opposite direction. Quickly.

National Union Finance
Credit Union GB
CapitalCityPay.com
Premier Axis Finance
First City Mortgages
Assesetisiminvest.com
A mouthful to say and a warning in itself. Likely meant to confuse search engines and victims alike. Avoid completely.

🦡 Badger Tip:
Every firm here is listed on the official FCA Warning List — double-check before you hand over any information and NEVER hand over upfront fees. For ANY reason. If you're unsure, drop us a line at [email protected]

 Need some help in the pocket?

Hints, Tips & Hacks – Undercover Tactics to Boost Your Credit Score: This week it’s Pub Quiz!

🧠 QUIZ TIME: How Credit Smart Are You?

Put your money where your knowledge is…No cheating, Badger Botherers! Answers at the bottom – but no peeking.

1. What’s the biggest factor in your credit score?

a) Your salary
b) Your postcode
c) Your payment history
d) Number of kids you have

2. True or False?

If you check your own credit score often, it can damage it.

3. You’ve got a CCJ from 5 years ago. What happens next?

a) It disappears after 5 years
b) It stays on your file for 6 years
c) It stays there forever
d) You get arrested (nice try)

4. What’s a ‘soft’ search?

a) A polite loan rejection
b) A check that doesn’t impact your credit score
c) The same as a hard search
d) A fancy Google search

5. You miss a payment by 1 day. What should you do?

a) Hope no one notices
b) Panic
c) Pay it, then contact the lender
d) Change your name and move to Spain

6. You’re asked for an “upfront fee” to get a loan. Do you…

a) Pay it straight away
b) Ask for their FCA number
c) Report them
d) Pay and hope for the best

7. Which of these helps build credit without borrowing?

a) Paying rent via a rent-reporting service
b) Getting a store card
c) Ignoring your bills
d) Tattooing Experian on your chest

✅ Answers

1. c) Your payment history

2. False – checking your own score is fine

3. b) It stays on file for 6 years

4. b) It’s a check that doesn’t affect your score

5. c) Pay, then talk to the lender

6. b + c) Always check they’re FCA authorised – and report if dodgy

7. a) Yes, rent-reporting can help your score grow

🦡 Score Yourself

• 6–7 Correct: Credit Wizard – You’re sharper than the FCA’s own algorithms.

• 4–5 Correct: Credit Aware – Not bad but room to grow.

• 2–3 Correct: Newbie Alert – You’ve got potential, Badgerer.

• 0–1 Correct: Oh dear - Drop everything and read the rest of this newsletter. Twice.

Struggling for money!?

Badger Loans has your back.

We’re more than just a credit broker—we help repair your credit score for FREE while giving you access to some of the best bad credit loan deals in the UK. The whole point of this newsletter is to help you, the prospective loan applicant, get funded. Far too many people get knocked back in this industry and it’s so often for simple things they could easily have done something about. That’s where we come in. If, by reading something here that either changes a behaviour or gives a tip you didn’t know which results in you getting access to money you otherwise wouldn’t have - we’ve done our job.

With our seamless process, you can:

• Get instant approvals on loans

• Enjoy same day payouts (or sometimes quicker!) directly to your account

• Sell your Gold Silver or Jewellery with our Bully Badger bullion service

• About to inherit? Probate underway? See our Probate & Estate Loans

• Get a Home Improvement Loan without using your home as security.

Why wait? Take control of your finances today:

The Rise of ‘Too-Good-To-Miss’ Loan Scams

“If It Sounds Too Good to Be True…”

The financial scammer’s playbook is getting more sophisticated by the day. Last week, we looked at clone firms, fraudsters posing as legitimate lenders or financial institutions. This week, we’re diving into the next level of deception: too-good-to-be-true loan offers that prey on loan seekers desperation for money and the hope they’ll get a loan.

To read more click here to be taken to the blog page directly.

Need some extra cash? Hit the Apply Now button below to get on your way.

That’s all for this week folks!

That's it from Badger Loans for this week. We hope you enjoyed the read, had a chuckle and most importantly, learnt something new.

Looking for a loan?

📢 Want to keep getting this newsletter? Stick around for next week’s issue, where we’ll give you more ways to get funded. Plus, more tips to get your credit score flying and a hard focus on one of those horrible scammers.

See you next week,
Badger Loans