THE BADGER BULLETIN

Welcome to The Badger Bulletin, helping you get funded for your next loan.

What’s in The Bulletin this week Badger?

Contents:

1. FREE Download! WEEK 2 - Fill Out Your Loan Form & Get Funded

   It helps, so we’re leaving it there for another week. Use it.

2. Scammers gonna scam! FCA Scammer List Wk2 June 2025

   This week’s scammers to watch out for. Don’t get caught out

3.  Video - Another funny Youtube cat video

4. Hints, Tips & Hacks - Take the Badger Loans Credit Repair Quiz Pt2

5.  Blog Post: Spot The Difference - How To Spot A Scam Loan Site

FCA Scammer List For W/E 13/06/25

The Financial Conduct Authority keeps an updated list of all the licensed firms in the UK called the Register. They also keep a list of firms known to them who are trying to scam you and the link for that is above titled FCA Warning List. Clone firms are people or companies who look like genuine, authorised firms but in reality are unauthorised scammers pretending to be the real deal. Badger Loans have had experience of people trying to do this to our customers. You can read about that here.

SCAM BUSTER – w/e 13th June

These firms are all on the FCA Warning List. Avoid like the plague.

Clone and Impersonator Loan Firms

The firms below are pretending to be real, FCA-authorised firms but they’re not. No new dodgy loan firms again this week but plenty of crypto and forex to steer clear of! Definitely the scammers choice of market these days.

• Fraud Guard Agency

• Lenders Care (Clone)

• LendersList.co.uk

• Focus Finance & Marketing

• Super Loan Ltd/ Purple Loan (Clone)

• Copy and Paste Systems

🦡 Badger Tip:
Every firm here is listed on the official FCA Warning List — double-check before you hand over any information and NEVER hand over upfront fees. For ANY reason. If you're unsure, drop us a line at [email protected]

 Need a little extra help this month?

Hints, Tips & Hacks for Credit Repair – You liked our Pub Quiz so much we’re going for Round 2!

🧠 QUIZ TIME: How Credit Smart Are You?

Think you know how credit repair really works? Take the Badger Loans Credit Repair Quiz and see if you're a savvy borrower or just borrowing trouble…answers at the bottom - no peeking!

1. Can a credit repair company charge you before doing any actual work?

• A) Yes, they need money up front to start

• B) No, they must prove results first

• C) Only if you sign a waiver

• D) Depends on your credit score

2. You find an error on your credit report. What’s your first step?

• A) Call your bank and shout at them

• B) Dispute it with the credit reference agency

• C) Apply for a payday loan to ‘bury’ the issue

• D) Ignore it and hope it vanishes

3. How long can a default legally stay on your credit file in the UK?

• A) 3 years

• B) 5 years

• C) 6 years

• D) Forever

4. What’s one thing that will NOT help improve your credit score?

• A) Paying bills on time

• B) Registering on the electoral roll

• C) Taking out ten new loans in one week

• D) Keeping credit card balances low

5. Who offers a completely free Credit Repair Service without hidden fees or false promises?

• A) The bloke from TikTok with three Lamborghinis

• B) A WhatsApp group called “FixYaCreditNOW”

• C) Your cousin Dave

• D) Badger Loans

6. Which of the following could actually harm your credit score?

• A) Checking your own credit report once a month

• B) Paying off a credit card in full

• C) Applying for credit with five lenders in one day

• D) Setting up a direct debit for a utility bill

7. What is the best reason to improve your credit score?

• A) To impress your mates down the pub

• B) So you can borrow more than you need

• C) To access lower interest rates and better financial products

• D) So you can get loads of credit cards and never pay them off

✅ ANSWERS:

1. B – Companies must deliver results before charging. If they’re asking for money first, that’s a red flag.

2. B – Disputes go to the credit reference agency. Don’t waste your breath elsewhere.

3. C – Defaults stick around for six years, even after settlement.

4. C – Applying for too much credit in a short time will damage your score.

5. D – Badger Loans – no gimmicks, no fees, just straight-up advice.

6. C – Multiple applications in a short space of time scream "desperate" to lenders.

7. C – Better credit = better deals. That’s the only reason that really matters.

🦡 Score Yourself

• 6–7 Correct: Credit Wizard – You’re sharper than the FCA’s own algorithms.

• 4–5 Correct: Credit Aware – Not bad but room to grow.

• 2–3 Correct: Newbie Alert – You’ve got potential, Badgerer.

• 0–1 Correct: Oh dear - Drop everything and read the rest of this newsletter. Twice.

Struggling for money!?

Badger Loans has your back.

We’re more than just a credit broker—we help repair your credit score for FREE while giving you access to some of the best bad credit loan deals in the UK. The whole point of this newsletter is to help you, the prospective loan applicant, get funded. Far too many people get knocked back in this industry and it’s so often for simple things they could easily have done something about. That’s where we come in. If, by reading something here that either changes a behaviour or gives a tip you didn’t know which results in you getting access to money you otherwise wouldn’t have - we’ve done our job.

With our seamless process, you can:

• Get instant approvals on loans

• Enjoy same day payouts (or sometimes quicker!) directly to your account

• Sell your Gold Silver or Jewellery with our Bully Badger bullion service

• About to inherit? Probate underway? See our Probate & Estate Loans

• Get a Home Improvement Loan without using your home as security.

Why wait? Take control of your finances today:

Spot The Difference…

How To Tell A Genuine FCA Authorised Site From A Scam Site

🔍 Spot the Scam: Huge Loan Lender vs. Badger Loans

When quick borrowing’s on the cards, scammers often pull out all the stops. Here’s how to spot the difference between Huge Loan Lender, a clear scam and Badger Loans, the real deal.

To read more click here to be taken to the blog page directly.

Need some extra cash? Hit the Apply Now button below to get on your way.

That’s all for this week folks!

That's it from Badger Loans for this week. We hope you enjoyed the read, had a chuckle and most importantly, learnt something new.

Looking for a loan?

📢 Want to keep getting this newsletter? Stick around for next week’s issue, where we’ll give you more ways to get funded. Plus, more tips to get your credit score flying and a hard focus on one of those horrible scammers.

See you next week,
Badger Loans